Commercial Insurance

A package policy is a type of policy that provides property and liability coverage to a business. Property coverage provides financial protection to the insured in the event that a physical event occurs that causes damage to his property. The insurance company reimburses the insured for the value of the property so that the insured can continue in business. Liability insurance provides financial protection in the event that the insured causes bodily injury or property damage to another person or another property. The liability insurance makes the third party whole if the insured is legally liable for damages. DEL Insurance Services offers liability only policies as well as package policies.

There are several different classes of liability policies. You may call our offices to discuss a specific account with our underwriter or e-mail your inquiry to us and our underwriters will respond within 24 hours.

Employee Benefit Liability

This coverage is usually added on to a general liability policy if it is requested. The coverage protects an employer who offers benefits to his employees from any liabilities that occur from negligence associated with the addition or removal of employees from a health, disability or other type of benefit plan.

Employers Protective Liability Insurance

This coverage protects a business from discrimination and harassment claims made by its employees. The company does not need to be a public company as all businesses are subject to the perils of discrimination. You may request an application via e-mail or by calling our office and speaking with an underwriter.

Auto Insurance

DEL Insurance will entertain applications for commercial fleets of five or more vehicles including tow trucks. The company will not consider commercial trucking firms.